20 Money Saving Tips

Savino money takes discipline especially at this time of recession. I have created this list to help us develop the habit of saving.
1. Turn off electric bulbs if they're not in use or when you leave the room.
2. Patronize garage/yard sales. You can save a lot of money by visiting these sales.
3. Buy quality appliances. It is better to buy quality when it comes to appliances as buying Sub-standard would make you spend money on repairs.
4. Have a meal time table.
5. Do Coupons. Coupons are great in helping to save money especially on groceries. Look out for Malls that accept them;cut them out of daily newspapers and magazines and also online printed. ones.
6. Buy fairly used. When it comes to buying things like cookwares,china wares,mugs,drove,etc,fairly used could help you save more.
7. Do more of home cooking instead of spending more eating out.
8. Stick to reliable fuel-efficient cars.
9. Eat breakfast. Skipping breakfast tends to make you eat more during the day. Eating breakfast  fills you up with loads of energy for the rest of the day.
10. Try to fix things around the house yourself,e.g house-painting.
11. Clean or change your car air filter  as this will help improve the fuel mileage.
12. Do not visit Malls. If you're trying to save,stay away from Malls,though they're fun to visit,but can also be a temptation.
13. Dress moderately. Try as much as you can to avoid costly clothings and accessories if you're trying to save.
14. Look out for a Free skill aquisition and outreach events in your neighbourhood.
15. Save your loose change. Throw them in a piggy bank-leaving them for a minimum of Six months,you'd be amazed at how much you've been able to save.
16. Avoid impulse shopping. Endeavour to do a shopping list before you go shopping.
17. Use only the ATMs of your banks,as other banks card could attract charges.
18.   Take public trznsportation once in a while.
19. Save half of your salary or profit from sales made.
20. Live near your work place.

6 People Who Have Inspired Me Most In 2016

1.Richard Branson: He is the CEO of Virgin Atlantic and over 300 other companies. I don't know how he does it and still manages to always wear a smile.
2.Oprah Winfrey:"Queen of Media" and multi billionaire. CEO of Oprah Winfrey Network(OWN). Despite being born poor,she fought to carve a niche for herself. She has tought me that my circumstances does not dictate my life,only my desire does.
3.Akinwunmi Ambode:Governor of Africa' fastest growing city,Lagos. When he assumed office,he kind of had a slow start,but has so far impressed many and shamed his critics.
4.Morayo Afolabi Brown: She is the Director of Proammes at Television Continental Lagos,Nigeria,and anchor of the very popular and my favourite show on Nigerian TV."Your View".
She is down-to-earthand a natural leader. She knows when to caution her co-host when they begin to go off topic of discussion. Morayo has won several leadership awards within and outside the country.
5.Poju Oyemade: Pastor Covenant Christian Centre,Lagos and convener of The Platform,a yearly independece day event where business men and captains of industries who are believers of same faith dish out tips,ideas and strategies  on how they thrive in their businesses.
6.Mark Zuckerberg: CEO and co-founder of Facebook. Dropped out of Harvard college because he had a lot to do;i would say he was too busy with his computer programming to be in school.
Mark Elliot Zuckerberg was born in May 14 1984,an American computer programmer and a philantropist.
It doesn't matter the condition you're in today,with determination and focus,you'll achieve your goals.

11 Ways To Cope With The Harmattan.

Harmattan is one of the seasons in west Africa. It is a dry a dusty weather which blows south from the Sahara to the gulf of Guinea between the end of November to March. It is associated with cold heat,dust, cracked lips,dry skin,hair breakage,cold,catarrh and cough. 1.Get hydrated:Drink lots of fluids especially water,hot tea,and hot soups. Avoid carbonated drinks as they are dehydrating. 2.Take hot water baths 3.Avoid antiseptic soaps as they tend to dry out the skin;use moisturizing soap instead. 4.Apply petroleum jelly or olive oil as they help fight dry skin. 5.Keep your hair from drying out and breaking by applying coconut oil on your scalp and hair. 6.Use lip balms 7.Cover your nose while out on the streets to prevent from inhaling dust. 8.Wear warm clothes. 9.Sicklers and asthmatic patients should be very conscious and carry their inhaler with them wherever they go. 10.Due to the dusty weather,it is advisable to wash your hands regularly and apply sanitizer. 11.Clean your furnitures and floors daily.
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Vegetable Pie

Skincare Supplements

What you put into your body is as important as what you put on it.
Gelatin-which is a precursor for collagen makes your hair and nails noticeably stronger and smoother.
Magnesium-an anti-inflamatory seems to be the most effective for skin health.
Fermented Cod liver oil-vitamin A,D and K,omega -3s and anti-oxidants which are great for the skin.

Hello Monday!

It's the starting of a new week,looking forward to rest of it in anticipation. I'm of the opinion that the way you begin your week determines how the rest of the week would be. So pick up yourself in optimism of a wonderful week!